AlephPay
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AlephPay is a Software as a service(SAAS) startup that provides payroll and payments solutions to companies and ICOs that need to pay Via cash, check or cryptocurrency.
AlephPay is issuing a redeemable token(APD) which is backed by USD, with the option to redeem and receive USD to AlephPay prepaid MasterCard.
The user download our app which is a digital wallet with linked Multi-Currency prepaid Credit Card, where they can receive payments and redeem their crypto/APD to USD.
The ICO/company gets a unique account that allows them to receive deposits from OTC market makers and exchanges that partners with AlephPay. The market maker or exchanges convert the ICO cryptocurrency to USD and deposit the funds to the ICO account, and the ICO can then split the funds between his employees and service providers cards.