Buy Now, Pay Later Report 2025

The report aims to analyse the global behaviour of BNPL consumers, share insights into the 2025 trends, elaborate on the latest changes in regulations, and feature key perspectives from both solution providers and merchants. It acknowledges the difference in adoption throughout regions and highlights the benefits of BNPL transactions in various sectors, as well as explores the challenges of succeeding in a mature market, where global providers usually secure leading positions while new entrants often get absorbed within a few years.

The report also addresses pressing industry questions and offers key strategies to help businesses worldwide succeed. It represents the perfect read for professionals looking to tackle the challenges of the global financial sector more effectively, providing valuable information for those seeking to forge strategic partnerships in specific areas.

Why read it?

Given the size of the market, the vast number of BNPL providers worldwide, and the different ways in which this service is distributed, The Paypers’ Buy Now, Pay Later Report 2025 serves as an industry guide that provides insights into the latest developments, technologies, and regulations shaping the space.

Some of the topics covered include:

• The future of BNPL in the payments ecosystem and how the market continues to evolve.
• The BNPL market’s dynamics and key trends – do BNPL’s applications in B2B deliver on its promises? Our contributors analyse the true value of BNPL beyond the hype and unveil where ecological approaches fit within consumer financing and BNPL trends in 2025.
• Industry-specific insights and challenges of BNPL – Download the report to find out more on the complexities of fraud within the responsible lending market and the role of alternative payment methods in boosting the travel sector.

Original research by The Paypers

The Buy Now, Pay Later Report 2025 – Providers, Trends, and Key Aspects for Merchants and PSPs also features original desk research conducted by The Paypers. The report’s final section features an infographic mapping out key BNPL players based on their business models (B2B, B2C, and B2B2C) and further categorising them by their regions of operation (Europe, the Americas, MEA, and APAC).

For merchants looking to expand into new markets, the infographic serves as a starting point for finding a suitable partner. For players in the payments and BNPL space, the information included aims to provide insights into competitors’ offerings.

Grab your FREE copy of The Paypers’ first edition of the Buy Now, Pay Later 2025 now! ➡ https://thepaypers.com/payments/reports/buy-now-pay-later-report-2025