Claire Simpson Interim Head of Policy, Payment Systems Regulator Margarida Rodrigues Head of Customer Payments, Sonae Gretchen Rodriguez Head of Product - Payments, TD Bank James Harwood Head of Fraud, Virgin Media & O2 Andrew Self Head of Department - Open Finance and Open Banking, FCA Nick Mclaren Head of the Future of Money Division, Bank of England Patrik Novák VP of Fintech, Kiwi.com Julie Mingus Sr. Director Treasury Operations, Cinemark Daniel Wilson Head of Payments Strategy, Industry and Roadmap, Nationwide Ben Orgill Head of Payment Services, OVO Energy Phil O'Hagan Senior Head of Product (Pay, Fraud & Services), Sainsbury's Jerry Krayzman Director, Product Manager, Billing & Payments, Survey Monkey