Daniel Wilson Head of Payments Strategy, Industry and Roadmap, Nationwide Julie Mingus Sr. Director Treasury Operations, Cinemark Ben Orgill Head of Payment Services, OVO Energy Gretchen Rodriguez Head of Product - Payments, TD Bank Andrew Self Head of Department - Open Finance and Open Banking, FCA Claire Simpson Interim Head of Policy, Payment Systems Regulator Jerry Krayzman Director, Product Manager, Billing & Payments, Survey Monkey James Harwood Head of Fraud, Virgin Media & O2 Patrik Novák VP of Fintech, Kiwi.com Margarida Rodrigues Head of Customer Payments, Sonae Nick Mclaren Head of the Future of Money Division, Bank of England Phil O'Hagan Senior Head of Product (Pay, Fraud & Services), Sainsbury's