Patrik Novák VP of Fintech, Kiwi.com Daniel Wilson Head of Payments Strategy, Industry and Roadmap, Nationwide Claire Simpson Interim Head of Policy, Payment Systems Regulator James Harwood Head of Fraud, Virgin Media & O2 Margarida Rodrigues Head of Customer Payments, Sonae Andrew Self Head of Department - Open Finance and Open Banking, FCA Gretchen Rodriguez Head of Product - Payments, TD Bank Jerry Krayzman Director, Product Manager, Billing & Payments, Survey Monkey Julie Mingus Sr. Director , / Payment Expert Nick Mclaren Head of the Future of Money Division, Bank of England Ben Orgill Head of Payment Services, OVO Energy Phil O'Hagan Senior Head of Product (Pay, Fraud & Services), Sainsbury's