James Harwood Head of Fraud, Virgin Media & O2 Andrew Self Head of Department - Open Finance and Open Banking, FCA Patrik Novák VP of Fintech, Kiwi.com Phil O'Hagan Senior Head of Product (Pay, Fraud & Services), Sainsbury's Nick Mclaren Head of the Future of Money Division, Bank of England Ben Orgill Head of Payment Services, OVO Energy Claire Simpson Interim Head of Policy, Payment Systems Regulator Jerry Krayzman Director, Product Manager, Billing & Payments, Survey Monkey Gretchen Rodriguez Head of Product - Payments, TD Bank Margarida Rodrigues Head of Customer Payments, Sonae Julie Mingus Sr. Director , / Payment Expert Daniel Wilson Head of Payments Strategy, Industry and Roadmap, Nationwide