Andrew Self Head of Department - Open Finance and Open Banking, FCA Nick Mclaren Head of the Future of Money Division, Bank of England Gretchen Rodriguez Head of Product - Payments, TD Bank Daniel Wilson Head of Payments Strategy, Industry and Roadmap, Nationwide Patrik Novák VP of Fintech, Kiwi.com James Harwood Head of Fraud, Virgin Media & O2 Jerry Krayzman Director, Product Manager, Billing & Payments, Survey Monkey Margarida Rodrigues Head of Customer Payments, Sonae Claire Simpson Interim Head of Policy, Payment Systems Regulator Julie Mingus Sr. Director , / Payment Expert Ben Orgill Head of Payment Services, OVO Energy Phil O'Hagan Senior Head of Product (Pay, Fraud & Services), Sainsbury's