James Harwood Head of Fraud, Virgin Media & O2 Nick Mclaren Head of the Future of Money Division, Bank of England Phil O'Hagan Senior Head of Product (Pay, Fraud & Services), Sainsbury's Claire Simpson Interim Head of Policy, Payment Systems Regulator Gretchen Rodriguez Head of Product - Payments, TD Bank Julie Mingus Sr. Director Treasury Operations, Cinemark Daniel Wilson Head of Payments Strategy, Industry and Roadmap, Nationwide Ben Orgill Head of Payment Services, OVO Energy Andrew Self Head of Department - Open Finance and Open Banking, FCA Jerry Krayzman Director, Product Manager, Billing & Payments, Survey Monkey Margarida Rodrigues Head of Customer Payments, Sonae Patrik Novák VP of Fintech, Kiwi.com