OPENING DISCUSSION: Beyond the Checkout: Mastering Retention and Revenue with Bank-on-File, hosted by Tink
28 Apr 2026
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- What are the primary triggers that convince a consumer to break the 'habit' of using a credit or debit card and choose Bank-on-File for the first time?
- Beyond lower transaction fees, how does shifting to Pay by Bank specifically reduce the 'silent' costs of involuntary churn and the administrative overhead of payment reconciliation?
- As Bank-on-File becomes the 'top-of-wallet' preference, how can merchants leverage Open Banking data to create more personalised rewards and loyalty schemes?
