I'm Margarida Rodrigues and I have been working in payments for 15 years. First on the providers' side as Business and Strategic Analyst in Unicre, the major acquirer in Portugal and since 2017 on merchants' side, as responsible for the customer payments at the major retailer in Portugal ' Sonae Group, managing all the customer payments acceptance across all brands and channels: Continente, Worten, Wells, Zippy, MO, Salsa, etc. These challenges have made me a payments geek and I love it!