Tim is a senior business consultant with over thirty five years of commercial and technical experience. He is a natural enthusiast for his subject in helping businesses use digital technologies to drive new revenue opportunities, strip out cost and complexity in the back end and deepen end use engagement. He uses his technical understanding of digital channels to influence and drive stakeholder understanding and thinking on how to define and bring to market new products and services in the omni channel world.

He has been deeply involved over the last twenty years in driving online and especially mobile Commerce services and NFC/contactless working within the NFC Forum driving the technical standards required to underpin commercial roll outs. This has included using mobile enablers such as NFC/contactless, secure elements, mobile wallets, location/GPS, bar/QR codes, identity and authentication technologies. Tim has been working with issuers, acquirers, PSPs, card payment schemes, merchants, transit authorities, hotel and hospitality companies and other service and technology providers such as card virtualisation vendors, 3DS providers, mobile wallet OEMs to bring new and innovative solutions to market world-wide.

His recent work has been focused in helping clients under stand changing business models, legislation and regulation, de-mystifying emerging technologies and driving new digital value propositions in the financial services and transit ticketing vertical markets. 

Tim is a very experienced chairman, speaker and facilitator for a number of payments, digital, mobile and cEMV transit ticketing events. Recently these have covered Fraud Strategy, Chargebacks, Direct to Issuer, Tokenisation, Merchant Acquiring for Transit Ticketing, PSD2/3, SCA, Identity, Authentication, cEMV, mobile payment, mobile wallets and eCommerce.

Tim is a focused senior industry figure who has proven experience of delivery within the payments, transit ticketing, mobile and wider digital sector. He brings structured thinking and analysis to any role, driving collaboration and engagement to deliver results.